Finance & Services

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Regenerate's directory of finance schemes and other publicly funded services available in the Lancashire area.

Finance & Services

This section is a constantly evolving searchable directory of public funded services available in the Lancashire area, including grant funding and business support.

Search the directory by;

  • selecting from the check boxes below, 
  • browse through the summary information on the page
  • or if you know the name of the scheme, type it in the search field below i.e. Rosebud

Finance & Services Filter

Step 1. Choose Finance Type

  • Business Expansion
  • Capital Investment
  • Energy Efficiency
  • Environmental
  • Exporting
  • Health & Safety
  • Mentoring
  • New Business Start Up
  • New Product Development
  • Plant and Equipment
  • Property Improvement
  • Recruitment and Employment
  • Renewable Technologies
  • Research and Development
  • Rural Development
  • Technology
  • Training and Development
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Step 2. Choose Location

  • Blackburn with Darwen
  • Blackpool
  • Burnley
  • Chorley
  • Fylde
  • Greater Manchester
  • Hyndburn
  • Lancaster
  • Pendle
  • Pennine Lancashire
  • Preston
  • Ribble Valley
  • Rossendale
  • South Ribble
  • West Lancashire
  • Wyre
[ clear | select all ]

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All Services

Collaborative Research and Development

Finance Type: New Product Development, Research and Development

Coverage: Blackburn with Darwen, Blackpool, Burnley, Chorley, Fylde, Hyndburn, Lancaster, Pendle, Pennine Lancashire, Preston, Ribble Valley, Rossendale, South Ribble, West Lancashire, Wyre

Amount: Projects range in value from £10,000 to many millions

Expiry date: n/a

About this Finance item:

Collaborative Research and Development (R&D) is designed to assist the industrial and research communities to work together on R&D projects from which successful new products, processes and services can emerge.

Networking for Innovation

About this Finance item:

Connect – Open Innovation bring together people from businesses, universities, and research, finance and technology organisations to stimulate innovation through knowledge transfer.

Rosebud Business Finance

Finance Type: Business Expansion, Capital Investment, Training and Development

Coverage: Burnley, Chorley, Hyndburn, Lancaster, Pendle, Preston, Ribble Valley, Rossendale, South Ribble, West Lancashire

Amount: From £10,000 up to £1 million

Expiry date: n/a

About this Finance item:

Rosebud Finance offers both loans and equity based finance solutions from £10,000 to over £1 million to available high growth businesses operating or moving in to Lancashire

Growth Accelerator

About this Finance item:

Growth Accelerator is a partnership between private enterprise and government. It can help you in several ways, including network support and helping you attract investment by developing your funding proposition and introducing you to funders.

Business Finance North West

About this Finance item:

Business Finance NorthWest is the finance arm of Bolton Business Ventures Ltd and specialises in providing finance for business start-ups and for growing businesses looking to develop to the next level, or simply looking to stabilise their situation.

Pendle Town Centre Shop Front Improvement Grants

Finance Type: Property Improvement

Coverage: Pendle

Amount: Grants are available up to 50% of costs to a maximum of £3,000

Expiry date: n/a

About this Finance item:

Town Centre Shop Front Improvement Grants are available for retailers in the town centre’s of Nelson; Colne, Brierfield and West Craven (Barnoldswick and Earby).

Newground – environmental/health & safety services

About this Finance item:

Newground is a social enterprise operating throughout the North of England, supporting businesses with environmental and health and safety services.

New Enterprise Allowance (NEA)

Finance Type: Mentoring, New Business Start Up, New Product Development

Coverage: Blackburn with Darwen, Blackpool, Burnley, Chorley, Fylde, Hyndburn, Lancaster, Pendle, Pennine Lancashire, Preston, Ribble Valley, Rossendale, South Ribble, West Lancashire, Wyre

Amount: The total package of support could be worth up to £2,000 to each participant who starts their own business.

Expiry date: n/a

About this Finance item:

NEA will be available to Jobseekers Allowance (JSA) customers who have been claiming for 26-weeks or more. Participants will get access to a volunteer business mentor who will support them through the process of writing a business plan, starting a business and through to post start.

Start Up Britain

About this Finance item:

Start-Up Britain is a series of web based tools and guidance (all in one place) to help business to start and grow. There are a number of corporate sponsors who make offers to new and growing businesses such as free business cards, discount business phone lines, discounts insurance.

Start Up Donut website

About this Finance item:

There are five Donut websites , founded by Google and Sage – Law Donut, Marketing Donut, Start Up Donut, IT Donut and Tax Donut. Each aims to help small and medium-sized businesses to succeed by providing reliable information and resources that can save business owners time and money.

Pendle Tourism Development Grants

Finance Type: Business Expansion, Capital Investment, New Business Start Up, Plant and Equipment, Property Improvement, Rural Development, Technology

Coverage: Pendle

Amount: Pendle Tourism Development grants are available up to a maximum of £4,000

Expiry date: n/a

About this Finance item:

The Tourism Unit of Pendle Council offers business advice and Pendle Tourism Development grants to existing tourism businesses or those propsoing to establish for the first time.

Plug-in Van Grant

Finance Type: Business Expansion, Capital Investment, Energy Efficiency, Environmental

Coverage: Blackburn with Darwen, Blackpool, Burnley, Chorley, Fylde, Greater Manchester, Hyndburn, Lancaster, Pendle, Pennine Lancashire, Preston, Ribble Valley, Rossendale, South Ribble, West Lancashire, Wyre

Amount: 20 per cent towards the cost of the vehicle, up to a maximum of £8,000.

Expiry date: n/a

About this Finance item:

Since February 2012, motorists purchasing a qualifying ultra-low emission van can receive a grant of 20 per cent towards the cost of the vehicle, up to a maximum of £8,000.

Feed in Tariffs

Finance Type: Energy Efficiency, Environmental, Renewable Technologies, Technology

Coverage: Blackburn with Darwen, Blackpool, Burnley, Chorley, Fylde, Hyndburn, Lancaster, Pendle, Pennine Lancashire, Preston, Ribble Valley, Rossendale, South Ribble, West Lancashire, Wyre

Amount: Up to 41.3p/kWh in income can be obtained, depending on the type and size of the system used to generate renewable energy. Plus a minimum of an additional 3p/kWh when you export any surplus back to the grid. Larger systems (over 30kWp) may be of interest to energy companies wishing to 'buy' surplus electricity through a Power Purchase Agreement (PPA). Through PPAs, prices nearer to market values are paid for exported electricity.

Expiry date: n/a

About this Finance item:

The tariffs are payments to anyone who owns a renewable electricity system, for every kilowatt hour they generate. They are applicable to households, businesses and, indeed, virtually any property owner.

Enhanced Capital Allowances – Water Saving Investments and Energy Efficient technologies

About this Finance item:

The Enhanced Capital Allowance Scheme for Water Saving Investments is part of the government initiative to provide tax relief to businesses for investments in designated energy saving technology. The aim of the scheme is to encourage businesses to invest in water saving technologies by enabling businesses to claim 100% first year capital allowances on investments in technologies and products that encourage sustainable water use. Businesses can write off the whole cost of their investment against their taxable profits of the period during which they make the investment.

Designing Demand

About this Finance item:

The Design Council is running a national business development mentoring service to SME manufacturers to unlock growth through design.

IsWindTech

About this Finance item:

The Development of Innovative Small Wind Turbine Technologies project (IsWindTech) has been funded by the European Regional Development Fund to assist SME’s in the North West wishing to utilise small wind turbine technology.

Job Centre Plus Partnership Working

About this Finance item:

Working in partnership with Jobcentre Plus means that your business will agree to offer unemployed people who want to work the opportunity to get a job and progress their career, subject to their performance. In return, Jobcentre Plus will link you to a pool of potential recruits who are eager to work and have the core skills you need.

Get Ahead, Stay Ahead Programme

About this Finance item:

Access over £1,000 of funding to develop your business, management team and employees, and to plan strategies for future growth, via Enterprise4all and their Get Ahead, Stay Ahead scheme. • Professional 1:1 bespoke business support and advice • Develop 3 year growth plans toolkits and frameworks • Improve leadership and management capabilities • Access masterclasses [...]

Knowledge Transfer Partnerships (KTPs) with Lancaster University

Finance Type: Business Expansion, Technology, Training and Development

Coverage: Blackburn with Darwen, Blackpool, Burnley, Chorley, Fylde, Hyndburn, Lancaster, Pendle, Pennine Lancashire, Preston, Ribble Valley, Rossendale, South Ribble, West Lancashire, Wyre

Amount: The cost model below shows an example budget and annual costs for a KTP for both a Large Company and an SME, using a Senior Academic as the Academic Supervisor.

Expiry date: n/a

About this Finance item:

KTPs are a UK-wide programme to encourage business / knowledge base (University) collaborations, helping businesses and organisations to improve their competitiveness and / or productivity through the use of the knowledge, technology and skills that reside within academic institutions, and at the same time, increasing the business relevance of knowledge base research and teaching. KTPs [...]

TeenBiz

About this Finance item:

The scheme aims to provide teenage entrepreneurs with the tools needed to start their own businesses. It is designed to ignite an entrepreneurial interest among students who want to take their ideas to the next step and require assistance to make this happen. The objective is to help 100 young people who have fresh ideas, [...]

Green Infrastructures – ERDF Funded

About this Finance item:

“Green Infrastructures” is a project supported by the European Regional Development Fund (ERDF), to provide dedicated business support to the Northwest’s SMEs within the Low Carbon Economic Goods and Services supply chain, specifically targeting those regional SMEs looking to develop, deploy and install latest retrofit technologies.

The Social Enterprise Loan Fund (North West)

About this Finance item:

Social and Community based enterprises within the North West that have innovative business ideas can apply for loans through the Social Enterprise Loan Fund (TSELF).

Enterprise Europe Network

Finance Type: Energy Efficiency, Exporting, New Product Development, Renewable Technologies, Research and Development, Rural Development, Technology

Coverage: Blackburn with Darwen, Blackpool, Burnley, Chorley, Fylde, Greater Manchester, Hyndburn, Lancaster, Pendle, Pennine Lancashire, Preston, Ribble Valley, Rossendale, South Ribble, West Lancashire, Wyre

Amount: The majority of the service provided is free to North West businesses. Some services such as brokerage, may incur a nominal charge.

Expiry date: n/a

About this Finance item:

The Enterprise Europe Network (EEN) is the official European Union (EU) business support network for small and medium-sized enterprises, and is present in over 45 countries and 280 cities. The network is a collaboration between the UK Trade and Investment department and a number of North West public sector bodies.

The Apprenticeship Grant

About this Finance item:

The Apprenticeship Grant for Employers of 16 to 24 year olds is aimed at helping eligible employers to offer young people employment through the Apprenticeship programme by providing a grant to the value of £1,500.

The Renewable Heat Incentive

Finance Type: Energy Efficiency, Environmental

Coverage: Blackburn with Darwen, Blackpool, Burnley, Chorley, Fylde, Greater Manchester, Hyndburn, Lancaster, Pendle, Pennine Lancashire, Preston, Ribble Valley, Rossendale, South Ribble, West Lancashire, Wyre

Amount: Tax free payments from the Government dependent upon the amount of renewable heat generated for up to a period of 20 years

Expiry date: n/a

About this Finance item:

The Renewable Heat Incentive (RHI) is the world‘s first financial incentive scheme of its kind designed to increase the uptake of renewable heat technologies and reduce the UK‘s carbon emissions.

Assistance to Industry Scheme

Finance Type: Capital Investment, Plant and Equipment, Property Improvement, Renewable Technologies, Technology

Coverage: Blackburn with Darwen

Amount: Maximum of £40,000 or £5,000 plus £2,000 for each job created. or 50% of total eligible project costs, whichever is less

Expiry date: n/a

About this Finance item:

Blackburn with Darwen capital investment grant to encourage job creation and growth. Regenerate Pennine Lancashire administers this scheme on behalf of Blackburn with Darwen Borough Council.

Growth4jobs

About this Finance item:

Growth4jobs is a free business support programme for North West SMEs offered by Enterprise4all, Hyndburn Enterprise Trust and Kashmir Youth Project – it is a must for any business wanting to develop, grow and create jobs.

The Princes Trust – The Enterprise Programme

About this Finance item:

The Prince’s Trust Enterprise programme supports unemployed young people aged 18-30. It helps them figure out if their business ideas are viable and whether self-employment is right for them. Depending on the outcome of this process, the programme can then offer mentoring support and, for those that really need it, financial support to start a [...]

Access to Finance

About this Finance item:

Putting the right financial solutions in place can often mean the difference between success and failure for a company’s growth potential. Access to Finance’s Specialist Finance Advisors are able to help you find these.

Funding Circle

About this Finance item:

Funding Circle is an online loans marketplace that enables businesses to borrow £5,000 to £500,000 directly from real people in the UK.
Our business loans include unsecured loans from £5,000 -£100,000 (may require a Director guarantee), secured loans from £100,000 – £500,000 (debenture held as security) and large asset finance loans from £50,000 – £500,000 (asset held as security).

UK Green Investment Bank

About this Finance item:

The initiative is part of the Government’s commitment to setting the UK firmly on course towards a green and growing economy, while also delivering long-term sustainable growth. This transition to a green economy presents significant growth opportunities for UK-based businesses, both at home and abroad.

Start-up Loan Scheme

About this Finance item:

The Government backed StartUp Loan Scheme provides advice and start-up finance (around £2,500) for anybody aged 18+ looking to start and grow their own businesses.

Funding for Lending Scheme (FLS)

About this Finance item:

The Funding for Lending Scheme (FLS) allows banks and building societies to borrow at cheaper rates from the Bank of England for periods of up to four years.

Business Finance Partnership (BFP)

About this Finance item:

What is it? The BFP will aim to increase the supply of capital through non-bank channels and, in the longer term, to help to diversify the sources of finance available to businesses. How does it work? The BFP will invest an initial £700 million in loan funds, out of a total £1.2 billion, alongside private [...]

Seed Enterprise Investment Scheme

About this Finance item:

The Seed Enterprise Investment Scheme (SEIS) was set up in April 2012 and is designed to help small, early-stage companies to raise equity finance.

Subsidised consultancy support for SMEs

Finance Type: Business Expansion

Coverage: Blackburn with Darwen, Blackpool

Amount:

Expiry date: n/a

About this Finance item:

MAS can provide partial funding towards consultancy support for SMEs, of up to 50% of the cost of an expert to help you improve your business, at two different levels.

Edge Hill University – Sandwich Placements

About this Finance item:

Through the Dept. of Computing at Edge Hill University, employers can access students from a wide variety of academic courses, including: Information Systems; Mobile and Embedded Systems; Web Systems Development; Networking, Security and Forensics; and Information Technology Management.

Boost: Growth Accelerator

About this Finance item:

Boost Business Lancashire will enable businesses to create more than 1,200 jobs by 2015, safeguard a further 700 and boost the Lancashire economy by £20m. This new £7.25m programme that will promote Lancashire businesses and create jobs has secured matched funding from the European Regional Development Fund.

Boost: Growth Mentoring

About this Finance item:

Boost Business Lancashire will enable businesses to create more than 1,200 jobs by 2015, safeguard a further 700 and boost the Lancashire economy by £20m. This new £7.25m programme that will promote Lancashire businesses and create jobs has secured matched funding from the European Regional Development Fund.

Boost: Sector Specific Support

About this Finance item:

Boost Business Lancashire will enable businesses to create more than 1,200 jobs by 2015, safeguard a further 700 and boost the Lancashire economy by £20m. This new £7.25m programme that will promote Lancashire businesses and create jobs has secured matched funding from the European Regional Development Fund.

Boost: Lancashire Forum

About this Finance item:

Boost Business Lancashire will enable businesses to create more than 1,200 jobs by 2015, safeguard a further 700 and boost the Lancashire economy by £20m. This new £7.25m programme that will promote Lancashire businesses and create jobs has secured matched funding from the European Regional Development Fund.

Boost: Innovation Clinic

About this Finance item:

Boost Business Lancashire will enable businesses to create more than 1,200 jobs by 2015, safeguard a further 700 and boost the Lancashire economy by £20m. This new £7.25m programme that will promote Lancashire businesses and create jobs has secured matched funding from the European Regional Development Fund.

The Angel Co Fund

About this Finance item:

The Angel Co Fund invests amounts of £100,000 to £1 million into small and medium sized businesses with high growth potential, working in partnership with syndicates of experienced business angels to help companies fulfil their promise.

Harness the potential of high speed fibre broadband

About this Finance item:

Do you run a business with up to 250 employees in Lancashire? If so, you could qualify for a free Business Support package that’s all about helping you to use fibre broadband to develop, grow or improve the effectiveness of your business.

Wage Incentive Scheme (Job Centre Plus)

About this Finance item:

The Wage Incentive Scheme is directed at business owners who want to take on staff, and 18-24 year olds who have been claiming unemployment benefits for 6 months or more.

Blackpool Investment Fund

Finance Type: Business Expansion, Capital Investment, Property Improvement

Coverage: Blackpool

Amount: £2,000 - £150,000

Expiry date: n/a

About this Finance item:

Blackpool Investment Fund is a loan and capital grant fund set up by Blackpool Council to assist businesses to assist finance investment projects creating jobs and growth in the local economy.

‘Ready For Business’ Workshops

About this Finance item:

Every great business has started with a simple idea. If you have a great idea, float it by business experts at one of the free ‘Ready For Business’ workshops. The workshops are all about preparing yourself, your finances and your business idea.

Passport to Export

Finance Type: Business Expansion, Exporting

Coverage: Blackburn with Darwen, Blackpool, Burnley, Chorley, Pennine Lancashire, Preston, Ribble Valley, Rossendale, West Lancashire

Amount: Upto £3000 match funding available

Expiry date: n/a

About this Finance item:

Passport to Export programme – Upto £3000 match funding available to SME’s who are currently exporting, looking to export or access support services around trading internationally.

ldea lnvestment Vouchers

About this Finance item:

UCLan’s Idea Investment Vouchers can provide you with up to £20,000 to access expert knowledge and specialist equipment to advance your ideas and create forward-thinking solutions.

Catalyst for Growth

About this Finance item:

Catalyst for Growth is an £8m scheme funded through the Government’s Regional Growth Fund (RGF) with grants ranging from £5,000 to £500,000 available to eligible chemical or chemical using companies in the North West.

Growth Vouchers

About this Finance item:

The Growth Vouchers programme is offering the chance to obtain randomly allocated Growth Vouchers worth up to £2,000, enabling businesses to receive a 50% subsidy towards the cost of obtaining advice on 5 key topics that help businesses to grow.

Open to export

About this Finance item:

Open to Export is a community driven service for small and medium sized businesses, looking for support in exporting from the UK. The service is delivered by hibu (formerly Yell Group), in partnership with UK Trade & Investment (UKTI).

DigitME UCLAN Project

About this Finance item:

This ERDF funded assistance aims to make use of UCLAN based, data expertise and provide manufacturing companies with bespoke tailored examinations of how data is used in their business.

The Propel Programme

About this Finance item:

Developed to meet the demands of Lancashire businesses, the Propel Programme is delivered by commercially experienced business people, to provide a range of subsidised bespoke packages identified to support your growth aspirations.

Childcare Business Grants Scheme

About this Finance item:

People wanting to set up a childminding business or new nursery can get apply for grants of up to £500 to help cover things like legal and insurance costs, training, equipment, and adaptations to premises.

Finance for Business

Finance Type: Business Expansion, Capital Investment, Plant and Equipment, Property Improvement

Coverage: Blackburn with Darwen, Blackpool, Burnley, Chorley, Fylde, Hyndburn, Lancaster, Pendle, Preston, Ribble Valley, Rossendale, South Ribble, West Lancashire, Wyre

Amount: Provides loans of up to £250,000, equity investment of up to £2,000,000

Expiry date: Tuesday 31st March 2015

About this Finance item:

The provision of debt, equity and mezzanine support to SME’s unable to raise finance on the commercial market but having viable business plans.

Helping your Business Grow Internationally

Finance Type: Business Expansion, Exporting

Coverage: Blackburn with Darwen, Blackpool, Burnley, Chorley, Fylde, Hyndburn, Lancaster, Pendle, Preston, Ribble Valley, Rossendale, South Ribble, West Lancashire, Wyre

Amount: Much help is free. There are charges (at a subsidised rate) for some forms of help, notably from UKTI staff overseas.

Expiry date: Tuesday 31st March 2015

About this Finance item:

The product is designed to provide structured help to prepare companies to start exporting, to improve company’s exporting capabilities and to help them to enter new export markets.

Enterprise Finance Guarantee

Finance Type: Business Expansion

Coverage: Blackburn with Darwen, Blackpool, Burnley, Chorley, Fylde, Hyndburn, Lancaster, Pendle, Pennine Lancashire, Preston, Ribble Valley, Rossendale, South Ribble, West Lancashire, Wyre

Amount: Loans available from £1,000 to £1 million for companies with a turnover of up to £25m.

Expiry date: Tuesday 31st March 2015

About this Finance item:

The aim of the scheme is to facilitate additional commercial lending to viable UK based SMEs with no or insufficient security to obtain a normal commercial loan facility.

Accelerating Business Growth

Finance Type: Business Expansion, Capital Investment, Plant and Equipment, Property Improvement

Coverage: Blackburn with Darwen, Blackpool, Burnley, Chorley, Fylde, Hyndburn, Lancaster, Pendle, Pennine Lancashire, Preston, Ribble Valley, Rossendale, South Ribble, West Lancashire, Wyre

Amount: Minimum grant funding of £20,000 to a maximum of £150,000 dependent upon total project . Typically, grant is allocated on a 1:4 ratio, 20% of the total project cost. The application and appraisal process is part-subsidised, however all successful applicants will be charged £750 to cover the additional costs of due diligence.

Expiry date: Tuesday 31st March 2015

About this Finance item:

Accelerating Business Growth is a result of Regenerate’s successful bid into a national programme called the ‘Regional Growth Fund’. Capital Investment grant funding project with a minimum of £20,000 to a maximum of £150,000 dependent upon total project .

Lancashire Skills Support

About this Finance item:

Lancashire Skills Support for the Workforce (LSS) is a £5.6m programme launched in September 2014 that funds accredited workplace courses and training for businesses and their employees.

Fast Forward Funding

About this Finance item:

If you have a great business or commercial idea and are seeking the knowledge and the skills to access funding then look no further. This training programme is for you.

The North West Fund

About this Finance item:

Summary The North West Fund is a £185,000,000 evergreen investment fund established to provide debt and equity funding from £50,000 to £2,000,000 to new or growing small and medium sized enterprises. The business must be based in, or relocating to, the North West of England that is unable to source full funding requirements from the [...]

UK export finance

About this Finance item:

UK export finance provides trade credit insurance to exporters and guarantees to banks to support UK exports.

Capital for Enterprise

About this Finance item:

Capital for Enterprise (CfEL) is a fund management company which designs, delivers and manages venture capital and debt guarantee schemes on behalf of the public and private sectors.